Author Topic: Equifax breach - protect yourself!  (Read 230 times)

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Equifax breach - protect yourself!
« on: September 08, 2017, 12:15:34 PM »

Offline littleteapot

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Equifax has been breached and SSN and other info on basically everyone with a credit score has been stolen. Also, equifax has created a website where you can supposedly check if you were affected, but it may be a phish (not a whole lot is really known right now, so use known trusted websites and use your judgment). More info:
https://krebsonsecurity.com/2017/09/breach-at-equifax-may-impact-143m-americans/
https://arstechnica.com/information-technology/2017/09/why-the-equifax-breach-is-very-possibly-the-worst-leak-of-personal-info-ever/


The safest thing you can do to protect your financial future is to freeze your credit (essentially preventing anyone from opening a new line of credit in your name until you thaw it). It costs money to freeze and thaw. More information:

http://clark.com/personal-finance-credit/credit-freeze-and-thaw-guide/
https://krebsonsecurity.com/2015/06/how-i-learned-to-stop-worrying-and-embrace-the-security-freeze/


Equifax is offering 1 year of free credit monitoring, but this is a less effective security measure, and the free deal only lasts for a year before you have to start paying through the nose. Also apparently there is a clause in their legal agreement that you agree not to sue Equifax.
https://community.spiceworks.com/topic/2045042-equifax-exposed
http://krebsonsecurity.com/2014/03/are-credit-monitoring-services-worth-it/
FYI Krebs is a journalist who has been covering security issues for over 10 years after he was personally a victim of identity theft. He is preeminent in the field, but he does have some bias because he had a negative experience with credit monitoring when he got his ID stolen.

Be careful!
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