Any government run system that ends up costing me more is going to be a big problem for me.
My current plan is a PPO with a $400 deductible and out-of-pocket maximum of $1600 per year (I'm single - no kids). The prescription coverage is pretty decent. I pay $27/week in payroll deductions for this plan ($1404 yearly). My employer doesn't tell us how much of my premium they pay, although I imagine it is probably at least double my weekly payroll deduction (based on the fact salaried employees pay more in payroll deductions). It's a very large multinational corporation that can obviously afford to provide about as good of coverage as a working class person can expect (they also have a lot of "buying power").
Side note: my previous employer was much smaller and thus I paid about 50% higher weekly premiums via payroll deductions. The ACA really made a huge difference in what I had to pay, and I also had to take a HDHP, which meant even higher out-of-pocket costs.
So, here's my thing: prove to me a government run program isn't going to cost me more than what I currently pay. You could include what my employer pays as part of that equation, but I'm certain that if they no longer had to pay that amount they'd just pocket that instead of paying it to me in wages. That's probably a wash. Keep any increase in my taxes below what my theoretical yearly maximum cost is and I'll consider it.
Well I suppose that if I were in your situation I'd be ok with the private insurance system.
But I can't even comprehend how you are paying so little.
Pre ACA my family insurance (covering my wife, son, and I) cost approx $1400/ month with a $5000 deductable. My employer picked up half the monthly premium.
Now I'm in different job with no insurance offered.
Our ACA plan is virtually identical except it costs $800/ month and ACA picks up half the monthly.
I am greatful for the ACA, and want to see it strengthened.
A real solution would be to allow people to buy into a public option plan.
Essentially opening up the plan that congress gets to anyone who wants in.
The huge risk pool would lower premiums further.
Best of all all those people who are wedded to the free market insurance system could keep buying private insurance.
I'm pretty sure a lot would change their tune and chose the public option after seeing the actual savings.
That's the real fear. If offered this option Americans would flock to it, then the insurance industry would stop making record profits every year, the free market system would collapse and we'd wake up one day to find ourselves living in a COMMUNIST STATE!*
Which we all know is so much more likely then finding ourselves living in a corporatocracy ruled by a tiny minority of ultra rich oligarchs.**
Good going America.***
Way to stand up for freedom!****
***so much more sarcasm
****just a wee bit more sarcasm