Okay, I'll be the one to say it...
NBA and NFL need to institute a you make it we get you financial advisers MANDATORY! They know that MOST of their athletes are minorities (black) who come from very troubled backgrounds. I mean, if you are paying someone millions of dollars, wouldn't you want them to at least have the wherewithal to spend your money wiser? Sure, it's their money now but if I win millions and have the opportunity to give my family money, I will not just give it to them and say go do w/e... no, I'll either buy what they need for them or I will get them the same help I will get before giving them my money. I guess that's just me, I just feel that I could waste my own money rather than give it to you to waste...