I have two girls aged 5 1/2 and 3. I just sent them in to brush their teeth. Moments later I here the 5 year old yell out.
"Daddy, we have a predicament." I laughed, because I didn't know she knew that word, then replied, "What is it?"
She said, "It's a problem that's hard to solve."
---------------
It was the bit from Airplane - "The cockpit, what is it?"